Calculate Kotak Mahindra Bank fixed deposit maturity from the published Kotak tenure bands and senior-citizen rates.
Why does this page model single-day cutoffs such as 91 days or 180 days?
Because Kotak's published FD table contains them. A 91-day deposit is its own line, and so is a 180-day deposit. A correct bank page has to preserve those boundaries instead of compressing them into a rough month estimate.
What source did this page use for the Kotak FD rates?
The latest card is Kotak Mahindra Bank's public FD table for domestic deposits below ₹3 crore, effective from 23 September 2026. Earlier booking dates use the retained 10 June 2026 card. The calculator stores the published bands and shows the date of the card it selected.
Why does the rate fall after 3 years here?
Because the Kotak published card itself changes across the long bands. This page does not smooth that curve into one evergreen long-term rate. It keeps the bank's real bucket boundaries.
Does this page include payout options or premature closure?
No. It models the cumulative fixed-deposit path under the selected opening rate. Payout options and premature closure belong to separate product rules.
Why is the senior-citizen rate not a flat add-on here?
Because Kotak publishes the senior rate itself for each bucket. This page uses the published number directly instead of assuming one universal markup.